American Riviera Bancorp
ARBV · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $64,255 | $46,591 | $52,125 | $43,622 |
| % Growth | 37.9% | -10.6% | 19.5% | – |
| Cost of Goods Sold | $19,304 | $68 | $3,079 | $1,286 |
| Gross Profit | $44,951 | $46,523 | $49,046 | $42,336 |
| % Margin | 70% | 99.9% | 94.1% | 97.1% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $23,723 | $22,508 | $18,847 | $18,412 |
| SG&A Expenses | $24,782 | $23,470 | $19,854 | $19,198 |
| Sales & Mktg Exp. | $1,059 | $962 | $1,007 | $786 |
| Other Operating Expenses | $7,868 | $0 | $10,435 | $6,763 |
| Operating Expenses | $32,650 | $23,470 | $30,289 | $25,961 |
| Operating Income | $12,301 | $23,121 | $18,757 | $16,375 |
| % Margin | 19.1% | 49.6% | 36% | 37.5% |
| Other Income/Exp. Net | $0 | -$8,617 | $0 | $0 |
| Pre-Tax Income | $12,301 | $14,504 | $18,757 | $16,375 |
| Tax Expense | $3,559 | $3,991 | $5,263 | $4,546 |
| Net Income | $8,742 | $10,513 | $13,494 | $11,829 |
| % Margin | 13.6% | 22.6% | 25.9% | 27.1% |
| EPS | 1.5 | 1.82 | 2.38 | 2.09 |
| % Growth | -17.6% | -23.5% | 13.9% | – |
| EPS Diluted | 1.5 | 1.82 | 2.38 | 2.09 |
| Weighted Avg Shares Out | 5,816 | 5,776 | 5,669 | 5,651 |
| Weighted Avg Shares Out Dil | 5,816 | 5,769 | 5,669 | 5,651 |
| Supplemental Information | – | – | – | – |
| Interest Income | $60,132 | $55,681 | $48,778 | $40,037 |
| Interest Expense | $18,911 | $11,395 | $1,932 | $948 |
| Depreciation & Amortization | $1,260 | $1,757 | $1,216 | $1,600 |
| EBITDA | $13,561 | $16,261 | $19,973 | $17,975 |
| % Margin | 21.1% | 34.9% | 38.3% | 41.2% |