Andover Bancorp, Inc.
ANDC · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $18,183 | $18,258 | $19,732 | $18,807 |
| % Growth | -0.4% | -7.5% | 4.9% | – |
| Cost of Goods Sold | $0 | $3,638 | $1,291 | $896 |
| Gross Profit | $18,183 | $18,212 | $18,440 | $17,911 |
| % Margin | 100% | 99.7% | 93.5% | 95.2% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $582 | $635 | $579 | $495 |
| SG&A Expenses | $944 | $1,097 | $1,038 | $917 |
| Sales & Mktg Exp. | $362 | $462 | $459 | $422 |
| Other Operating Expenses | $13,999 | $13,195 | $12,326 | $11,170 |
| Operating Expenses | $14,943 | $14,292 | $13,364 | $12,088 |
| Operating Income | $3,240 | $3,919 | $5,076 | $5,824 |
| % Margin | 17.8% | 21.5% | 25.7% | 31% |
| Other Income/Exp. Net | $35 | -$2,496 | $0 | $0 |
| Pre-Tax Income | $3,276 | $3,919 | $5,076 | $5,824 |
| Tax Expense | $118 | $141 | $203 | $431 |
| Net Income | $3,157 | $3,778 | $4,873 | $5,393 |
| % Margin | 17.4% | 20.7% | 24.7% | 28.7% |
| EPS | 1.53 | 1.8 | 2.29 | 2.42 |
| % Growth | -15% | -21.4% | -5.4% | – |
| EPS Diluted | 1.53 | 1.8 | 2.29 | 2.42 |
| Weighted Avg Shares Out | 2,057 | 2,097 | 2,128 | 2,224 |
| Weighted Avg Shares Out Dil | 2,057 | 2,097 | 2,128 | 2,224 |
| Supplemental Information | – | – | – | – |
| Interest Income | $20,384 | $18,070 | $16,288 | $15,406 |
| Interest Expense | $5,985 | $3,638 | $1,291 | $896 |
| Depreciation & Amortization | $658 | -$4,175 | $723 | $801 |
| EBITDA | $0 | -$255 | $5,799 | $6,624 |
| % Margin | 0% | -1.4% | 29.4% | 35.2% |