Andover Bancorp, Inc.
ANDC · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Operating Activities | – | – | – | – |
| Net Income | $3,157 | $3,778 | $4,873 | $5,393 |
| Dep. & Amort. | $658 | $693 | $723 | $801 |
| Deferred Tax | $0 | $0 | $44 | -$347 |
| Stock-Based Comp. | $533 | $488 | $449 | $429 |
| Change in WC | $1,028 | $844 | -$582 | -$538 |
| Other Non-Cash | $351 | $167 | $699 | $1,014 |
| Operating Cash Flow | $5,728 | $5,970 | $6,206 | $6,608 |
| Investing Activities | – | – | – | – |
| PP&E Inv. | -$262 | -$535 | -$598 | -$403 |
| Net Acquisitions | $0 | $0 | $8 | $48,860 |
| Inv. Purchases | -$49,862 | $0 | -$52,415 | -$87,460 |
| Inv. Sales/Matur. | $18,869 | $0 | $32,026 | $38,600 |
| Other Inv. Act. | $3,189 | $30,936 | -$14,970 | -$54,630 |
| Investing Cash Flow | -$28,065 | $30,401 | -$35,948 | -$55,034 |
| Financing Activities | – | – | – | – |
| Debt Repay. | $0 | -$20,000 | $10,000 | $2,500 |
| Stock Issued | -$259 | -$284 | -$765 | -$143 |
| Stock Repurch. | -$956 | -$722 | -$1,721 | -$2,433 |
| Dividends Paid | -$1,558 | -$1,578 | -$1,585 | -$1,682 |
| Other Fin. Act. | $8,637 | -$252 | $20,034 | $49,280 |
| Financing Cash Flow | $5,865 | -$22,552 | $26,728 | $47,521 |
| Forex Effect | $0 | $0 | $0 | $143 |
| Net Chg. in Cash | -$16,472 | $13,819 | -$3,014 | -$762 |
| Supplemental Information | – | – | – | – |
| Beg. Cash | $29,299 | $15,479 | $18,493 | $19,255 |
| End Cash | $12,826 | $29,299 | $15,479 | $18,493 |
| Free Cash Flow | $5,466 | $5,435 | $5,608 | $6,204 |