American Business Bank
AMBZ · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $183,258 | $167,977 | $134,473 | $115,405 |
| % Growth | 9.1% | 24.9% | 16.5% | – |
| Cost of Goods Sold | $183,258 | $40,613 | $7,204 | $3,772 |
| Gross Profit | $131,009 | $127,365 | $127,269 | $111,633 |
| % Margin | 71.5% | 75.8% | 94.6% | 96.7% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $8,425 | $45,631 | $41,689 | $39,867 |
| SG&A Expenses | $64,734 | $48,179 | $43,663 | $41,601 |
| Sales & Mktg Exp. | $2,708 | $2,548 | $1,974 | $1,734 |
| Other Operating Expenses | $0 | $18,471 | $17,084 | $17,215 |
| Operating Expenses | $64,734 | $66,650 | $60,747 | $58,816 |
| Operating Income | $66,276 | $60,714 | $66,522 | $52,817 |
| % Margin | 36.2% | 36.1% | 49.5% | 45.8% |
| Other Income/Exp. Net | -$6,094 | $0 | $0 | $0 |
| Pre-Tax Income | $60,181 | $60,714 | $66,522 | $52,817 |
| Tax Expense | $16,905 | $16,748 | $17,963 | $13,654 |
| Net Income | $43,277 | $43,966 | $48,559 | $39,163 |
| % Margin | 23.6% | 26.2% | 36.1% | 33.9% |
| EPS | 4.67 | 4.78 | 5.34 | 4.39 |
| % Growth | -2.3% | -10.5% | 21.6% | – |
| EPS Diluted | 4.64 | 4.76 | 5.28 | 4.33 |
| Weighted Avg Shares Out | 9,264 | 9,192 | 9,095 | 8,919 |
| Weighted Avg Shares Out Dil | 9,319 | 9,238 | 9,194 | 9,048 |
| Supplemental Information | – | – | – | – |
| Interest Income | $0 | $159,132 | $127,749 | $108,879 |
| Interest Expense | $0 | $37,215 | $2,693 | $1,819 |
| Depreciation & Amortization | $0 | $3,172 | $3,299 | $3,168 |
| EBITDA | $60,181 | $63,887 | $69,822 | $55,985 |
| % Margin | 32.8% | 38% | 51.9% | 48.5% |