Affirm Holdings, Inc.
AFRM · NASDAQ
9/30/2025 | 6/30/2025 | 3/31/2025 | 12/31/2024 | |
|---|---|---|---|---|
| Revenue | $933,337 | $876,417 | $783,134 | $866,381 |
| % Growth | 6.5% | 11.9% | -9.6% | – |
| Cost of Goods Sold | $478,138 | $282,945 | $271,018 | $264,173 |
| Gross Profit | $455,199 | $593,472 | $512,116 | $602,208 |
| % Margin | 48.8% | 67.7% | 65.4% | 69.5% |
| R&D Expenses | $168,106 | $154,600 | $0 | $0 |
| G&A Expenses | $144,941 | $132,857 | $134,303 | $139,412 |
| SG&A Expenses | $223,432 | $212,411 | $208,325 | $275,450 |
| Sales & Mktg Exp. | $78,491 | $79,554 | $74,022 | $136,038 |
| Other Operating Expenses | $0 | $168,397 | $312,184 | $331,080 |
| Operating Expenses | $391,538 | $535,408 | $520,509 | $606,530 |
| Operating Income | $63,661 | $58,064 | -$8,393 | -$4,322 |
| % Margin | 6.8% | 6.6% | -1.1% | -0.5% |
| Other Income/Exp. Net | $19,359 | $13,516 | $13,738 | $87,181 |
| Pre-Tax Income | $83,020 | $71,580 | $5,345 | $82,859 |
| Tax Expense | $2,326 | $2,337 | $2,541 | $2,499 |
| Net Income | $80,694 | $69,244 | $2,804 | $80,360 |
| % Margin | 8.6% | 7.9% | 0.4% | 9.3% |
| EPS | 0.24 | 0.21 | 0.009 | 0.25 |
| % Growth | 14.3% | 2,341.9% | -96.6% | – |
| EPS Diluted | 0.23 | 0.2 | 0.008 | 0.23 |
| Weighted Avg Shares Out | 330,238 | 326,907 | 324,054 | 322,282 |
| Weighted Avg Shares Out Dil | 348,278 | 342,565 | 344,224 | 345,197 |
| Supplemental Information | – | – | – | – |
| Interest Income | $454,122 | $0 | $0 | $0 |
| Interest Expense | $0 | $105,912 | $107,631 | $107,762 |
| Depreciation & Amortization | $73,385 | $63,995 | $59,467 | $54,894 |
| EBITDA | $156,405 | $241,487 | $172,443 | $245,515 |
| % Margin | 16.8% | 27.6% | 22% | 28.3% |