Affirm Holdings, Inc.

AFRM · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$933$876$783$866
% Growth6.5%11.9%-9.6%
Cost of Goods Sold$478$283$271$264
Gross Profit$455$593$512$602
% Margin48.8%67.7%65.4%69.5%
R&D Expenses$168$155$0$0
G&A Expenses$145$133$134$139
SG&A Expenses$223$212$208$275
Sales & Mktg Exp.$78$80$74$136
Other Operating Expenses$0$168$312$331
Operating Expenses$392$535$521$607
Operating Income$64$58-$8-$4
% Margin6.8%6.6%-1.1%-0.5%
Other Income/Exp. Net$19$14$14$87
Pre-Tax Income$83$72$5$83
Tax Expense$2$2$3$2
Net Income$81$69$3$80
% Margin8.6%7.9%0.4%9.3%
EPS0.240.210.0090.25
% Growth14.3%2,341.9%-96.6%
EPS Diluted0.230.20.0080.23
Weighted Avg Shares Out330327324322
Weighted Avg Shares Out Dil348343344345
Supplemental Information
Interest Income$454$0$0$0
Interest Expense$0$106$108$108
Depreciation & Amortization$73$64$59$55
EBITDA$156$241$172$246
% Margin16.8%27.6%22%28.3%