Affinity Bancshares, Inc.
AFBI · NASDAQ
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $49,988 | $45,166 | $34,536 | $35,131 |
| % Growth | 10.7% | 30.8% | -1.7% | – |
| Cost of Goods Sold | $19,245 | $15,460 | $3,083 | $4,252 |
| Gross Profit | $30,608 | $29,706 | $31,453 | $30,879 |
| % Margin | 61.2% | 65.8% | 91.1% | 87.9% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $13,126 | $12,252 | $12,221 | $10,663 |
| SG&A Expenses | $13,126 | $12,252 | $12,221 | $11,002 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $339 |
| Other Operating Expenses | $10,635 | $9,066 | $9,905 | $9,966 |
| Operating Expenses | $23,761 | $21,318 | $22,126 | $20,968 |
| Operating Income | $6,982 | $8,388 | $9,327 | $9,911 |
| % Margin | 14% | 18.6% | 27% | 28.2% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $6,982 | $8,388 | $9,327 | $9,911 |
| Tax Expense | $1,541 | $1,940 | $2,193 | $2,338 |
| Net Income | $5,441 | $6,448 | $7,134 | $7,573 |
| % Margin | 10.9% | 14.3% | 20.7% | 21.6% |
| EPS | 0.85 | 1 | 1.07 | 1.1 |
| % Growth | -15% | -6.5% | -2.7% | – |
| EPS Diluted | 0.83 | 0.98 | 1.06 | 1.09 |
| Weighted Avg Shares Out | 6,414 | 6,477 | 6,669 | 6,885 |
| Weighted Avg Shares Out Dil | 6,575 | 6,557 | 6,762 | 6,948 |
| Supplemental Information | – | – | – | – |
| Interest Income | $47,973 | $42,700 | $32,134 | $32,453 |
| Interest Expense | $18,807 | $15,502 | $2,379 | $3,177 |
| Depreciation & Amortization | $738 | $735 | $338 | $674 |
| EBITDA | $7,720 | $9,123 | $9,665 | $10,585 |
| % Margin | 15.4% | 20.2% | 28% | 30.1% |