Affinity Bancshares, Inc.

AFBI · NASDAQ
Analyze with AI
9/30/2025
6/30/2025
3/31/2025
12/31/2024
Revenue$11,899$13,363$12,586$12,387
% Growth-11%6.2%1.6%
Cost of Goods Sold$9,880$5,062$4,818$5,018
Gross Profit-$16,069$8,301$7,768$7,369
% Margin-135%62.1%61.7%59.5%
R&D Expenses$0$0$0$0
G&A Expenses$6,718$3,359$3,359$3,273
SG&A Expenses$6,718$3,359$3,359$3,273
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$0$2,108$2,000$2,495
Operating Expenses$6,718$5,467$5,359$5,768
Operating Income-$5,243$2,834$2,409$1,601
% Margin-44.1%21.2%19.1%12.9%
Other Income/Exp. Net$8,161$0$0$0
Pre-Tax Income$2,918$2,834$2,409$1,601
Tax Expense$700$682$578$256
Net Income$2,218$2,152$1,831$1,345
% Margin18.6%16.1%14.5%10.9%
EPS0.350.340.290.21
% Growth2.9%17.2%38.1%
EPS Diluted0.340.330.280.2
Weighted Avg Shares Out6,3246,3596,4066,411
Weighted Avg Shares Out Dil6,4826,5056,5486,621
Supplemental Information
Interest Income$24,928$12,823$12,105$12,227
Interest Expense$5,150$5,045$4,768$4,793
Depreciation & Amortization$228$180$193$225
EBITDA$3,145$3,014$2,602$1,826
% Margin26.4%22.6%20.7%14.7%