Accord Financial Corp.

ACCFF · OTC
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12/31/2024
12/31/2023
12/31/2022
12/31/2021
Revenue$46,167$79,705$67,490$63,480
% Growth-42.1%18.1%6.3%
Cost of Goods Sold$0$59,775$32,380$15,272
Gross Profit$46,167$19,930$35,110$48,208
% Margin100%25%52%75.9%
R&D Expenses$0$0$0$0
G&A Expenses$33,296$34,545$29,599$31,456
SG&A Expenses$33,296$34,545$29,599$31,456
Sales & Mktg Exp.$0$0$0$0
Other Operating Expenses$15,298$12,576$2,865$1,803
Operating Expenses$48,594$47,121$32,464$33,259
Operating Income-$2,427-$27,191$2,646$14,949
% Margin-5.3%-34.1%3.9%23.5%
Other Income/Exp. Net-$666$0$0$0
Pre-Tax Income-$3,093-$27,191$2,646$14,949
Tax Expense-$647-$11,798$1,001$1,727
Net Income-$3,139-$14,625$1,427$11,887
% Margin-6.8%-18.3%2.1%18.7%
EPS-0.37-1.710.171.39
% Growth78.4%-1,105.9%-87.8%
EPS Diluted-0.37-1.710.171.39
Weighted Avg Shares Out8,5598,5538,5598,559
Weighted Avg Shares Out Dil8,5598,5598,5608,559
Supplemental Information
Interest Income$67,573$68,740$60,212$51,898
Interest Expense$36,006$35,299$24,087$15,887
Depreciation & Amortization$666$700$834$836
EBITDA-$2,427-$26,491$3,480$15,786
% Margin-5.3%-33.2%5.2%24.9%