Citizens Financial Corp.
CIWV · OTC
12/31/2024 | 12/31/2023 | 12/31/2022 | 12/31/2021 | |
|---|---|---|---|---|
| Revenue | $41,593 | $32,323 | $22,711 | $18,724 |
| % Growth | 28.7% | 42.3% | 21.3% | – |
| Cost of Goods Sold | $15,616 | $10,415 | $2,688 | $1,217 |
| Gross Profit | $25,977 | $21,908 | $20,024 | $17,506 |
| % Margin | 62.5% | 67.8% | 88.2% | 93.5% |
| R&D Expenses | $0 | $0 | $0 | $0 |
| G&A Expenses | $414 | $286 | $367 | $2,137 |
| SG&A Expenses | $414 | $286 | $367 | $8,376 |
| Sales & Mktg Exp. | $0 | $0 | $0 | $6,239 |
| Other Operating Expenses | $16,039 | $13,823 | $11,424 | $1,835 |
| Operating Expenses | $16,454 | $14,109 | $11,791 | $10,211 |
| Operating Income | $9,523 | $7,799 | $8,232 | $7,295 |
| % Margin | 22.9% | 24.1% | 36.2% | 39% |
| Other Income/Exp. Net | $0 | $0 | $0 | $0 |
| Pre-Tax Income | $9,523 | $7,799 | $8,232 | $7,295 |
| Tax Expense | $1,981 | $1,558 | $1,694 | $1,502 |
| Net Income | $7,543 | $6,241 | $6,539 | $5,793 |
| % Margin | 18.1% | 19.3% | 28.8% | 30.9% |
| EPS | 4.22 | 3.51 | 3.7 | 3.27 |
| % Growth | 20.2% | -5.1% | 13.1% | – |
| EPS Diluted | 4.22 | 3.51 | 3.7 | 3.27 |
| Weighted Avg Shares Out | 1,783 | 1,777 | 1,769 | 1,772 |
| Weighted Avg Shares Out Dil | 1,783 | 1,777 | 1,769 | 1,772 |
| Supplemental Information | – | – | – | – |
| Interest Income | $37,251 | $28,324 | $19,111 | $15,088 |
| Interest Expense | $15,616 | $10,415 | $2,688 | $1,217 |
| Depreciation & Amortization | $716 | $651 | $603 | $332 |
| EBITDA | $10,239 | $8,450 | $8,835 | $7,627 |
| % Margin | 24.6% | 26.1% | 38.9% | 40.7% |